The Northern Communities Insurance Program was founded in 1978 by the NWT Association of Communities to provide insurance services to its members.
In 2003, NCIP formed a self-insurance program (NORCIX) in order to stabilize the cost of insurance.
The program has been a tremendous success, resulting in insurance rates returning to pre-2001 levels.
The program's excellent claims history has helped keep rates stable and low, thanks in part to good luck.
In early 2009, the committee that oversees the program decided to actively work with members to prevent insurance losses. The Loss Prevention Insurance Program is the result of that effort.
The program has 24 members, including 23 NWT Community Governments and the NWTAC.
Ron Dennill
Program Manager
E-mail: ron@nwtac.com
Cynthia Horton
Insurance Consultant
E-mail: cynthia@nwtac.com
Tel. (867) 873-8359
Toll Free 1-866-973-8359
Fax (867) 873-3042
After hours emergencies: (867) 445-1422
Northern Communities Insurance Program
200, 5105-50th Street,
Yellowknife, NT X1A 1S1
r Shared RisksWelcome to the Northern Communities Insurance Program's Loss Prevention Incentive Program website. On Oct. 29, 2009, NCIP Manager Ron Dennill (pictured at right) introduced the program, designed to help Program Members reduce and manage their insurance risks.
The intent of the program is to ensure Members collective contributions to the program are protected against dramatic losses.
Download the Introductory Presentation. CLICK HERE
As co-owners of a reciprocal self-insurance program, it's up to each member community to protect $650,000,000 worth of property, like community government office, recreation facilities, fire trucks, water treatment plants and other essential infrastructure.
In 2008 and 2009, insurance program members shared nearly $1.1 million in Good Claims Credits, no questions asked, no work required. We can't rely on luck forever to keep our claims low. We need your help to protect our shared investment and are dedicating our Good Claims Credit to Loss Prevention.
Get involved in the Loss Prevention Incentive Program. While participation is mandatory, we believe that taking steps to protect community property is a common-sense investment. By taking part in the program, you will earn Loss Prevention Credits that will help pay to fix risks and train staff. Find out more
Every insurance program member community is expected to take the Loss Prevention Training Course by November 2010. NCIP will cover the cost of course materials, instructor travel to your community and accommodations. Find out more
By inspecting your buildings at least once a year, you will be able to spot problems before they cause damage or lead to costly losses. The Loss Prevention Training Course will help teach you what to look for.
If you discover a problem, it must be corrected. If you need help prioritizing work, contact NCIP for advice. And because we understand the challenge of finding money, our Loss Prevention Incentive Program will help cover the cost of the work.